Of the 85 or so figures I have graded... all of them are at least an AFA 85 or 90... except for the for or so that are either 80 or U80.
Figures can be seen here...........
http://coachkstarwarscollection.weebly.com/loose-action-figures.html
All the ones I have sent into AFA have all received an 85 or 90. The only ones that received an 80 were the Leia Organa, Luke Bespin and the Hollow Cheeks Sandpeople.
I like to have them graded bc I have horrible luck with my collectible figures getting dirty, ruined, broken, lost etc etc!!!! And with my wife and I starting a family soon.... the little buggers won't be able to get their hands on them!!!!
Having them in the graded cases eliminates a lot of those issues! Plus I use it as a record for insurances purposes!!!! And for that reason I don't mind paying the extra to have them graded!